De spaarrente op een gewone spaarrekening is lager dan de inflatie. Hierdoor is het rendement op een gewone spaarrekening negatief en teren spaarders in op hun spaargeld. Dit meldt de vergelijker van spaarrekeningen Uw-spaarrente.nl.
Negatief rendement
Vandaag maakte het CBS bekend dat de inflatie in Nederland 2,90 procent bedraagt. Momenteel is de hoogste spaarrente op een "gewone" spaarrekening 2,55 procent en wordt aangeboden door Argentabank. Hierdoor is het rendement op een spaarrekening 0,35 procent negatief. Vorige maand was het rendement met 0,35 procent nog positief. Het hoogste rendement op een "gewone" spaarrekening werd in juli 2009 behaald en bedroeg toen 3,80 procent.
Negatief rendement op spaarrekening zal aanhouden
De verwachting is dat het negatieve rendement het komende jaar zal aanhouden. De inflatie zal de komende maanden nog verder zal oplopen, omdat de meeste winkeliers de prijzen nog niet hebben aangepast. Terwijl de spaarrente niet zal stijgen. Dit wordt met name door het lage niveau van de Euribor veroorzaakt. De verwachting is dat de Euribor en de spaarrente binnen de afzienbare termijn niet zullen stijgen.
Alternatieven voor spaarders
Spaarders hebben één echt alternatief, de spaardeposito. Om de inflatie de baas te blijven moet er evenwel een spaardeposito worden afgesloten met een minimale looptijd van 2 jaar. De rente die hierop wordt geboden is 3,00 procent. Hiernaast is het verstandig dat wanneer je spaargeld en een lening hebt om het spaargeld te gebruiken om de lening af te lossen. De rente op een lening is namelijk per definitie hoger dan die op een spaarrekening wordt ontvangen.
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Reactie van:
Zachary
(6-8-2014)
Get a job http://www.hamptonframes.com/about-us/ phenergan cream As for Yost, his supporters, first and foremost GM Dayton Moore, point to the Royals achieving their best record (86-76) since 1989 as sufficient reason for giving him an extension. âIn a small way, I feel like weâve won the World Series,â is how Moore put it at his end-of-season press conference last week. Say what? Hereâs the bottom line: This is the 28th straight year the Royals havenât made the postseason â seventh straight under Mooreâs watch â and over the winter Moore did an excellent job in addressing their biggest weakness, starting pitching, with his trade acquisitions of James Shields and Wade Davis from the Rays and Ervin Santana from the Angels, and the signing of 15-game winner Jeremy Guthrie. The Royals led the American League in pitching and had one of the top closers in baseball in Greg Holland (47 saves, 1.21 ERA). Trading their top prospect, Wil Myers, for Shields and Davis, was an admitted risk (especially if Shields walks as a free agent after next year) but Moore felt he had to do it in order to make this the year the Royals finally made it back to the postseason. Yet, with the wild card still in reach, they went 3-3 against two of the worst teams in baseball, the White Sox and Mariners, over the last six games. And now, given the uncertain Shields situation, their window of opportunity could be shrinking and theyâre going to need a big bat like Myersâ in the years to come.
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Reactie van:
Jacob
(8-8-2014)
Could you tell me my balance, please? http://www.abeille-services.com/decorateurs motilium generic Part of the appeal of that line probably had to do with the fact that it summed up something about our lives. We were rich kids, the children of academics, who went to the local state schools. But we were also another kind of transplant. Our house was filled with European things: blue-and-white China, picked up at Bermondsey market, McVities digestive biscuits, Bombay mix, Dresdner stollen, because my mother is German and my father, a New York Jew, had fallen in love with London during grad school.
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